OberAI

OberAI is an AI research assistant for Canadian investors. Connect a Wealthsimple, Questrade or other Canadian brokerage via SnapTrade, then ask portfolio questions and get cited answers that account for TFSA and RRSP context, TSX benchmarks, SEDAR+ filings and CAD/USD exposure.

OberAI is an AI research platform aimed squarely at Canadian investors, and that focus is its main differentiator. Most general purpose AI assistants answer portfolio questions in a vacuum, treating every holding as a ticker in a US-centric market. OberAI instead pulls in the user's actual brokerage holdings and frames every response against Canadian context: TFSA and RRSP room and allocation, TSX benchmarks, SEDAR+ filings, Bank of Canada macro data, and the CAD/USD exchange rate. The pitch is simple to state but hard to replicate: research that already knows what you own. The product centers on four tools. The AI Research Assistant answers natural language questions with cited sources, and the example on the site shows the intended depth: not just that a bank stock is up, but that the move pushes TFSA bank allocation to 38 percent against a TSX benchmark weight of 25 percent. Price Modeling covers options-implied probabilities, expected moves, max pain levels, sentiment and scenario analysis. Risk Analysis flags concentration risk and currency exposure and runs stress tests. Market Intelligence filters news to the user's holdings and adds AI commentary on what each item means for the portfolio. Setup runs through SnapTrade, which the site describes as a 30 second connection to Wealthsimple, Questrade or any Canadian brokerage. The free tier gives 3 watchlists, 10 AI messages a day, 5 stock behavior analysis runs a month and a basic portfolio view. Pro at $18.9 per month (or $189 per year, 17 percent off) raises this to 100 AI research messages a day, 100 price modeling runs and 100 stock behaviour runs a month, adds unlimited watchlists and alerts, the brokerage connection itself, full portfolio analytics and priority support. The buyer here is a self-directed Canadian investor who already understands holdings, allocations and registered accounts, and wants faster, better sourced answers than a generic chatbot gives. Alternatives fall into two camps: broad AI assistants that are cheap but context-blind, and traditional broker research or screener tools that are data-rich but do not converse. OberAI sits between them, which also explains its limits. It is a research aid, not a licensed advisor, and its value depends heavily on the quality of the brokerage sync.