Oscilar

Oscilar is an agentic risk platform for banks and fintechs, with AI agents for fraud, credit, onboarding and AML that build workflows from plain language, score alerts, draft investigation narratives and learn from analyst feedback.

Oscilar is an agentic risk platform aimed at banks, fintechs and other regulated financial institutions. Its core idea is that risk operations, from policy design through alert triage and case closure, can be handled by a coordinated set of AI agents rather than a patchwork of rules engines and manual review queues. The platform covers fraud prevention, credit decisioning, customer onboarding (KYC and KYB) and AML compliance in one environment, with an emphasis on explainable, real-time decisions. The Agent Hub is the centerpiece. Each agent targets a specific task: workflow creation, test case generation, sanctions and PEP screening, adverse media and OSINT research, fraud network detection, EDD dossiers, SAR narratives, CTR filing, decline explanations, document extraction and translation, drift detection and natural-language analytics. Claims on the site include 45% fewer false positives, 5x faster policy deployment and 3x faster case resolution. Agents are tuned on an institution's own standard operating procedures, and analyst confirmations, adjustments and overrides are fed back to sharpen future recommendations. In practice, a risk team describes a policy in plain language rather than SQL, has the platform generate and test the workflow, then routes live alerts through scoring and review agents that produce evidence-backed dispositions. Analysts spend their time confirming recommendations and investigating only the escalations the system deems material. An MCP integration lets staff work inside Oscilar from external AI tools, and a single assistant is available throughout the product. The audience is operational rather than creative: fraud analysts, AML investigators, credit risk managers and compliance leaders at institutions with volume and regulatory exposure. Named customers include SoFi, MoneyGram, Nuvei, Clara and Payoneer. Alternatives in this space tend to be either traditional decision engines with rules-based logic or standalone point tools for screening or case management; Oscilar's pitch is consolidation plus an agent layer trained on institutional context. It is enterprise software, so expect procurement, implementation and compliance review rather than self-serve signup. The site does not publish pricing, and the demo request is the stated entry point.