Pricing
The homepage advertises zero fees and funding from $10K to $5M, but it does not publish rates, factor costs or repayment amounts. Terms are described as built around each business.
Learn moreOutcome99
Merchant cash advances from $10K to $5M, with one application
Beginner
What is Outcome99?
Outcome99 is an accounting tool. Outcome99 offers merchant cash advances and lender matching for US and Canadian businesses, advertising $10K to $5M approved in 24 hours with one application, no fees and no hard credit checks.
Outcome99 is a business funding service for companies in the United States and Canada that need working capital quickly. Rather than a software product, it is a direct lending and lender-matching offer built around merchant cash advances, where repayment is structured around how a business actually gets paid. The homepage advertises amounts from $10K to $5M, approval within 24 hours, no fees and no hard credit checks. The process starts with a single application. Outcome99 says that one submission puts a business in front of multiple lenders, which is the pitch behind its "skip the broker" positioning. The team states that it funds around the clock and responds within an hour, and applicants who prefer a conversation can ask staff to walk them through the steps. Terms are described as tailored to the business, and the stated promise is that rates and limits improve as the relationship grows. The product pages cover revenue-based funding as well as second and third position loans for companies that already carry existing advances. The site is organised around who is being served. Separate pages address retail, transport, service businesses and specialty industries, along with startups, franchises, established companies and seasonal operations. Location pages cover every Canadian province listed in the navigation and several large US states, including California, Texas, Florida, New York, Illinois and Pennsylvania. Practical resources include a bank statement guide, a loan calculator, general guides and customer success stories. Outcome99 also publishes comparison pages against major banks in both countries, such as RBC, TD, Scotiabank, BMO, BDC, Chase, Bank of America and Wells Fargo. That framing places it as a faster, more flexible alternative to traditional bank lending for owners who cannot wait weeks for a decision. Buyers should weigh that speed against the usual cost profile of merchant cash advances, which the homepage does not spell out, and should read the actual offer terms before accepting any funding.
How do you use Outcome99?
1Review the funding products
Read the products page to compare revenue-based funding with second and third position loans and decide which structure suits the business.
2Estimate costs with the calculator
Use the loan calculator to model an advance amount against expected repayments before committing to an application.
3Gather bank statements
Check the bank statement guide so the documents submitted match what the lenders expect to see.
4Submit the single application
Start from the homepage and use the apply button to send one application that is shared with matched lenders.5Review offers and choose terms
Compare the terms returned, confirm total repayment and any costs, then accept the offer that fits the business cash flow.
Pros and cons
Pros
- One application reaches multiple lenders, which saves repeating paperwork across providersAI
- Advertised funding range of $10K to $5M covers small shops through large operatorsAI
- States approval within 24 hours and a response within one hourAI
- Industry, business type and location pages show tailored coverage across the US and CanadaAI
- Loan calculator and bank statement guide help applicants prepare before applyingAI
Cons
- It is a financing service, not an AI tool, so it fits an AI directory only looselyAI
- The homepage gives no rates, factor costs or repayment figures, so total cost is unclearAI
- Merchant cash advances typically cost more than bank loans, a trade-off the page does not discussAI
- Marketing claims such as zero fees and no hard credit checks need verification in the final offerAI
- Coverage is limited to the United States and CanadaAI
How much does Outcome99 cost?
Support
The team says it funds 24/7 and responds within one hour, with staff available to walk applicants through the process. Getting started guides, a contact page and customer success resources are also listed.
Learn moreFeatures
Merchant cash advances from $10K to $5M, approval in 24 hours, no hard credit checks, one application to reach multiple lenders, revenue-based funding, second and third position loans, and a loan calculator.
Learn moreFrequently asked questions about Outcome99
How much does Outcome99 cost?
The homepage advertises zero fees and funding from $10K to $5M, but it does not publish rates, factor costs or repayment amounts. Terms are described as built around each business.How do you use Outcome99?
The walkthrough on this page covers 5 steps: 1. Review the funding products 2. Estimate costs with the calculator 3. Gather bank statements 4. Submit the single application 5. Review offers and choose terms.What platforms does Outcome99 support?
Outcome99 is available on Web App.What are the limitations of Outcome99?
It is a financing service, not an AI tool, so it fits an AI directory only loosely. The homepage gives no rates, factor costs or repayment figures, so total cost is unclear. Merchant cash advances typically cost more than bank loans, a trade-off the page does not discuss.
Status
StatusActive
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Added10/8/2026
Platforms
Web App
Pricing
Paid
