Maxint

See what your balance hides: net worth, fees, inflation and runway

Beginner
Screenshot of Maxint, See what your balance hides: net worth, fees, inflation and runway

What is Maxint?

Maxint is a finance app that puts net worth, personal inflation, hidden fees, portfolio drift and business runway in one place, using read-only bank and brokerage connections plus an AI assistant called Finsight for follow-up questions on your own data.

Maxint is a personal and small business finance app built around a simple observation: your balance tells you how much money you have, not what that money can do. The product gathers accounts that usually sit out of view, such as an old 401(k), a car loan, a partner's debt or a brokerage account you rarely open, into one net worth view. On the homepage, a worked example shows someone with 1 of 7 accounts in sight believing they hold $6,500, when the full picture is $141,100. That gap is the core of the pitch. The app is organized around four contexts (student, professional, couple, founder or SME owner) and you can switch between them at any time without losing what you entered. Each context maps to a set of blind spots, from unclaimed employer matches and low-yield cash to portfolio drift and business runway. Explorers let you test each idea with editable example figures before you connect anything, so you can see how the math behaves with your own numbers. Paid tiers then run the same calculations on live data through Finsight, the in-app AI layer that answers follow-up questions and can be set up as an Accountant agent that reads receipts with OCR and sorts them. In practice you connect read-only accounts through Maxint Link, Stripe, Plaid or GoCardless, or import a CSV for property, private holdings and similar assets. From there you get net worth and its monthly change, asset allocation, debt-to-income, a bills calendar, a subscription tracker, a cash-flow forecast and a personal inflation rate measured against official CPI. Portfolio Builder tracks how far a mix has drifted from your target and reports measures such as Sharpe ratio, beta and dividend yield. Maxint sits between budgeting apps, which mostly track spending month to month, and full advisory services, which charge a percentage of assets. The comparison is imperfect: automated rebalancing and tax-loss harvesting are pending registration and approval, so rebalancing insight stays a decision you make yourself. Free tier users get manual Portfolio Builder and no live connections.

How do you use Maxint?

  1. 1Open the demo and pick your context
    Go to the web app and choose the closest context: student, professional, couple, or founder and SME owner. The examples and blind spots adapt, and you can switch later without losing entries.
    Maxint — Open the demo and pick your context
  2. 2Test a blind spot with example figures
    On the homepage, run through an explorer such as unified net worth or personal inflation. Edit the sample numbers to approximate your own and watch how the result changes.
    Maxint — Test a blind spot with example figures
  3. 3Connect accounts or import a CSV
    In the app, link banks, brokerages and card providers through the supported connection partners. Assets Maxint cannot reach, such as property or private holdings, can be added by CSV import.
  4. 4Review net worth and recurring commitments
    Check net worth, allocation and debt-to-income, then open the bills calendar and subscription tracker to see how much of each paycheck is already committed.
  5. 5Ask Finsight about your own numbers
    Use Finsight to ask follow-up questions, such as how your personal inflation rate affects your savings rate, and set up an Accountant agent for receipt-based categorization if transaction sorting is a chore.
    Maxint — Ask Finsight about your own numbers
  6. 6Compare plans before relying on live data
    Read the pricing page to see which tier includes live connections and smart categorization. Manual Portfolio Builder is free; automated features require a paid plan.
    Maxint — Compare plans before relying on live data

Pros and cons

Pros

  • Turns scattered accounts into a single net worth figure with month-to-month change and allocation breakdownsAI
  • Personal inflation rate compares your real spending categories against published CPI, which most budgeting apps do not attemptAI
  • Interactive explorers let you test blind spots with editable example figures before connecting any accountAI
  • Finsight AI answers follow-up questions and can be configured as an Accountant agent that sorts receipts via OCRAI
  • Context switching between student, professional, couple and founder keeps examples and blind spots relevantAI

Cons

  • Live bank connections are capped by plan: one institution on Intelligence at $12.99 a month, three on Maxint OS, so the full picture is a paid featureAI
  • Automated rebalancing and tax-loss harvesting are not available yet because registration and regulatory approval are pendingAI
  • The picture is only as complete as you make it: cash spending, unconnected cards and unimported assets are invisible to the analysisAI
  • Blog content on savings and transfer offers suggests some monetization through affiliate style recommendations, worth checking against your own interestsAI
  • Portfolio Builder is manual on the free tier, which limits the drift and risk analytics that make the product distinctiveAI

How much does Maxint cost?

Pricing

The homepage names two paid tiers: Intelligence at $12.99 a month with one live institution connection, and Maxint OS with three. Essential is free but manual. Full plan details sit on the pricing page rather than the homepage.

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Integrations

Read-only connections to a stated 15,000+ banks, brokerages and card providers through Maxint Link, Stripe, Plaid or GoCardless. Other assets such as property and private holdings are added by CSV import.

Features

Net worth tracking across connected and imported accounts, personal inflation rate versus CPI, bills calendar and subscription tracker, cash-flow forecast, debt-to-income ratio, Portfolio Builder with drift and risk measures, and Finsight AI for questions and receipt categorization.

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Frequently asked questions about Maxint

  • How much does Maxint cost?
    The homepage names two paid tiers: Intelligence at $12.99 a month with one live institution connection, and Maxint OS with three. Essential is free but manual. Full plan details sit on the pricing page rather than the homepage.
  • How do you use Maxint?
    The walkthrough on this page covers 6 steps: 1. Open the demo and pick your context 2. Test a blind spot with example figures 3. Connect accounts or import a CSV 4. Review net worth and recurring commitments 5. Ask Finsight about your own numbers 6. Compare plans before relying on live data.
  • What platforms does Maxint support?
    Maxint is available on Web App.
  • What does Maxint integrate with?
    Read-only connections to a stated 15,000+ banks, brokerages and card providers through Maxint Link, Stripe, Plaid or GoCardless. Other assets such as property and private holdings are added by CSV import.
  • What are the limitations of Maxint?
    Live bank connections are capped by plan: one institution on Intelligence at $12.99 a month, three on Maxint OS, so the full picture is a paid feature. Automated rebalancing and tax-loss harvesting are not available yet because registration and regulatory approval are pending. The picture is only as complete as you make it: cash spending, unconnected cards and unimported assets are invisible to the analysis.

Status

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Added10/22/2026

Platforms

Web App

Pricing

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