ChatGiraffe

An AI bookkeeping assistant that logs expenses from voice, text or screenshots

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Screenshot of ChatGiraffe, An AI bookkeeping assistant that logs expenses from voice, text or screenshots

What is ChatGiraffe?

ChatGiraffe is an AI bookkeeping assistant that turns chat messages, voice notes and screenshots into categorized expenses, then analyses spending for savings ideas and budget insights. It runs as an Android app and inside messaging platforms, with a free tier and a $9.99 monthly Pro plan.

ChatGiraffe is an AI expense tracker built around a conversation instead of a spreadsheet. Rather than opening a form and typing each purchase into category fields, the user tells the assistant what was spent, and the system records and files it. The same chat handles receipts and screenshots: a photo of a paper ticket, a poster or a payment confirmation is read and turned into a categorized entry. The product is positioned as a personal finance assistant that keeps a running picture of where money goes without requiring manual data entry. The second half of the product is analysis. ChatGiraffe reviews spending trends across several dimensions, summarises consumption patterns and flags places where a budget structure could be tightened. Bank statement analysis produces concrete suggestions about recurring costs that may no longer be worth paying, and the results are presented as plain-language insights rather than raw tables. Charts are part of the paid tier, so the visual side of the reporting is reserved for people who upgrade. The tool suits individuals who find conventional budgeting apps tedious: students tracking cash while living abroad, freelancers separating business receipts for tax season, households watching recurring subscriptions, and small groups splitting shared travel costs. It is not built for double-entry accounting or company bookkeeping with ledgers and reconciliation, and the site makes no claim about invoicing or tax filing. Distribution sets ChatGiraffe apart from most expense apps. It is available as an Android app from Google Play and through chat channels, with Telegram and WeChat listed and WhatsApp described as coming soon. That means logging a purchase can happen in the same thread used for messaging. A limited free plan and a $9.99 monthly Pro plan are the two documented tiers, and all stored data is described as encrypted.

How do you use ChatGiraffe?

  1. 1Sign in with Google or an email login code
    Open the site or the Android app and choose Google or email. Email sign-in sends a one-time login code rather than a password, and registering accepts the Terms of Service and Privacy Policy.
  2. 2Start a conversation with the assistant
    Open the chat and describe an expense in ordinary language, or send a voice message. The assistant converts what you say into a categorized transaction instead of asking you to fill in fields.
  3. 3Send a receipt or screenshot instead of typing
    Attach a photo of a paper receipt, a poster or a payment screenshot. The recognition step reads the amount and merchant, assigns a category automatically and leaves you to confirm the entry.
  4. 4Upload a bank statement for analysis
    Run a bank statement through the analysis feature to get a multi-dimensional view of spending trends plus suggested savings, such as recurring charges worth cancelling or switching.
  5. 5Review and adjust categories
    Check the categories the assistant assigned and correct anything that landed in the wrong bucket, since later trends and budget insights are only as accurate as the entries behind them.
  6. 6Read the published use-case articles for patterns
    The article library walks through practical scenarios, including student cash tracking, splitting travel bills, pocket money and everyday service costs, and is a reasonable place to copy a working method.

Pros and cons

Pros

  • Expense entry happens through voice, text or image, so receipts and payment screenshots can be logged without typing details by handAI
  • Receipt and screenshot recognition saves time on the tedious part of bookkeeping, including sorting business spending for tax seasonAI
  • Bank statement analysis surfaces concrete recurring costs, such as overpaid subscriptions or phone plans, rather than only reporting totalsAI
  • Available on Google Play and via chat platforms, so tracking can happen inside apps people already keep openAI
  • Free plan covers basic AI tracking and analysis with no payment required to startAI

Cons

  • The homepage leaves core mechanics vague: no detail on which banks can be connected, whether statements are uploaded manually or synced automaticallyAI
  • The Pro plan caps AI conversations at 500 per month, which heavy daily users could reach if each purchase becomes a chat exchangeAI
  • Advanced categories and multi-dimensional charts sit behind the paid tier, so the free plan gives a limited view of spending trendsAI
  • WhatsApp support is not live, and the messaging channel options are listed without a timeline beyond a coming soon noteAI
  • No stated data export, accounting software integration or multi-user sharing, which limits use for accountants or shared household budgetsAI

How much does ChatGiraffe cost?

Pricing

Two tiers. Free costs $0 per month and covers basic AI support, secure storage and basic data analysis. Pro costs $9.99 per month and raises AI conversations to 500 per month, unlocks all advanced categories and analysis, and adds priority customer support.

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Support

Priority customer support is listed as a Pro plan benefit. The site offers no separate help centre or documentation page, only published articles and the Terms of Service.

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Integrations

The homepage lists Telegram and WeChat as chat channels, with WhatsApp described as coming soon. No accounting, banking or calendar integrations are documented.

Features

Chat-style bookkeeping takes expenses by voice, text or image on the app and messaging platforms. Receipt and screenshot recognition identifies and categorizes each entry automatically. Bank statement analysis reviews spending trends from several angles, gives consumption insights, helps restructure budgets and suggests ways to cut costs. Data is stored with encryption and is described as accessible only to the account holder.

Frequently asked questions about ChatGiraffe

  • How much does ChatGiraffe cost?
    Two tiers. Free costs $0 per month and covers basic AI support, secure storage and basic data analysis. Pro costs $9.99 per month and raises AI conversations to 500 per month, unlocks all advanced categories and analysis, and adds priority customer support.
  • How do you use ChatGiraffe?
    The walkthrough on this page covers 6 steps: 1. Sign in with Google or an email login code 2. Start a conversation with the assistant 3. Send a receipt or screenshot instead of typing 4. Upload a bank statement for analysis 5. Review and adjust categories 6. Read the published use-case articles for patterns.
  • What platforms does ChatGiraffe support?
    ChatGiraffe is available on Web App and Android.
  • What does ChatGiraffe integrate with?
    The homepage lists Telegram and WeChat as chat channels, with WhatsApp described as coming soon. No accounting, banking or calendar integrations are documented.
  • What are the limitations of ChatGiraffe?
    The homepage leaves core mechanics vague: no detail on which banks can be connected, whether statements are uploaded manually or synced automatically. The Pro plan caps AI conversations at 500 per month, which heavy daily users could reach if each purchase becomes a chat exchange. Advanced categories and multi-dimensional charts sit behind the paid tier, so the free plan gives a limited view of spending trends.

Status

StatusActive
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Added10/21/2026

Platforms

Web AppAndroid

Pricing

FreemiumSubscription

Categories

Accounting Journal EntriesAI Chat BotChat With ImagesImage ReaderPattern RecognitionAccountingAnalyticsChatProductivity