Jupid

AI bookkeeping that turns a bank feed into a Schedule C

Beginner API
Screenshot of Jupid, AI bookkeeping that turns a bank feed into a Schedule C

What is Jupid?

Jupid is an AI accounting tool for freelancers and LLCs that syncs bank transactions, categorizes expenses against Schedule C lines, finds deductions and generates the filing form. It also works through MCP, WhatsApp and iMessage.

Jupid is an AI accounting tool built for freelancers and single-owner LLCs in the United States. It connects to a bank account, sorts each transaction into a tax category, looks for missed deductions, and assembles an IRS Schedule C from the categorized data. The pitch is that the books stay filing-ready throughout the year, so tax season does not turn into a cleanup project. In practice, transactions arrive automatically from connected accounts through Plaid, and payments can come in through Stripe. Each entry is assigned a category tied to a Schedule C line, such as software subscriptions on Line 18. The system keeps a memory of vendors and business context, which is how it aims to stay consistent across months and thousands of transactions. When it is unsure whether a charge is personal or business, it asks a plain-English question in WhatsApp or iMessage, and a single tap on the reply files it. Users who prefer not to link a bank can upload a CSV export instead and get the same categorization. A distinctive feature is the MCP server connection. Jupid can be queried from Claude Code, Cursor and other LLM tools, so a question like "What did I spend on software last year?" returns an answer with Schedule C references, and custom reports such as a quarterly cash flow statement can be generated from a prompt. The generated Schedule C shows gross receipts, expenses and net profit, and can be handed to an accountant or filed directly. Among alternatives, Jupid sits between general-purpose chat assistants, which lose vendor context between sessions, and traditional bookkeeping software or human accountants. It targets solo operators with straightforward Schedule C filings rather than companies with payroll, inventory or multi-entity needs. The vendor states that it holds SOC 2 Type II certification, encrypts data in transit and at rest, and does not sell data or use it to train AI models. The first 100 transactions are free with no credit card required.

How do you use Jupid?

  1. 1Start a free account
    Open the Jupid app and sign up. The first 100 transactions are free and no credit card is needed.
    Jupid — Start a free account
  2. 2Connect a bank or upload a CSV
    Link accounts through the bank connection for automatic syncing, or upload a bank export if you prefer to hold off on connecting.
  3. 3Review the categorized transactions
    Check how Jupid sorted each charge into a category and Schedule C line, and correct any it got wrong so it learns your vendors.
  4. 4Answer questions in chat
    When a charge is unclear, reply to Jupid's plain-English question in WhatsApp or iMessage to mark it as business or personal.
  5. 5Generate your Schedule C
    Open the reports section to produce the Schedule C from your categorized data, then give it to your accountant or file it.

Pros and cons

Pros

  • Maps every transaction to a Schedule C line, so categorized books feed straight into the tax formAI
  • Vendor memory keeps categories stable over time instead of resetting each session like a chat assistantAI
  • Quick business-or-personal questions can be answered by tapping a reply in WhatsApp or iMessageAI
  • MCP connection lets users query books and build reports from Claude Code or CursorAI
  • First 100 transactions are free without a credit card, and CSV upload works without linking a bankAI

Cons

  • Aimed at freelancers and LLCs filing Schedule C, so it offers little for corporations or complex entitiesAI
  • The 96% accuracy figure leaves some transactions miscategorized, which still need review before filingAI
  • Bank syncing is described around US banks, which limits use for businesses outside the United StatesAI
  • Pricing beyond the free 100 transactions is described only as an affordable monthly rate, with no figures on the homepageAI
  • The terminal and MCP workflow assumes comfort with developer tools, which may not suit every freelancerAI

How much does Jupid cost?

Free trial

The first 100 transactions are free, with no credit card needed to start.

Learn more

Pricing

The first 100 transactions are free with no credit card required. After that, paid plans start at what the site calls an affordable monthly rate, but no specific prices are listed on the homepage.

Learn more

Integrations

Connects to US banks through Plaid, handles Stripe payments, syncs with QuickBooks, and works as an MCP server for Claude Code, Cursor and other LLM tools. Messaging works through WhatsApp and iMessage.

Features

Automatic expense categorization tied to Schedule C lines, deduction finding, vendor memory, Schedule C generation, bank sync, CSV upload, MCP queries from Claude Code and Cursor, prompt-based reports, and WhatsApp or iMessage categorization.

Frequently asked questions about Jupid

  • How much does Jupid cost?
    The first 100 transactions are free with no credit card required. After that, paid plans start at what the site calls an affordable monthly rate, but no specific prices are listed on the homepage.
  • Does Jupid offer a free trial?
    The first 100 transactions are free, with no credit card needed to start.
  • Does Jupid have an API?
    Yes, Jupid offers an API.
  • How do you use Jupid?
    The walkthrough on this page covers 5 steps: 1. Start a free account 2. Connect a bank or upload a CSV 3. Review the categorized transactions 4. Answer questions in chat 5. Generate your Schedule C.
  • What platforms does Jupid support?
    Jupid is available on Web App.
  • What does Jupid integrate with?
    Connects to US banks through Plaid, handles Stripe payments, syncs with QuickBooks, and works as an MCP server for Claude Code, Cursor and other LLM tools. Messaging works through WhatsApp and iMessage.

Status

StatusActive
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Added10/8/2026

Platforms

Web App

Pricing

Freemium

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