Link Wallet

Link Wallet is a productivity tool. Link Wallet gives AI agents a way to pay online using one-time-use cards, with every purchase approved by the user in the Link app. It also offers spending insights from connected accounts and a command line tool.

Link Wallet is an agent payments product from the Link team that lets an AI agent make purchases on a user's behalf while the user stays in control of the money. Instead of handing an agent a card number or open-ended access, the Link app generates a one-time-use card for each payment. Every spend request arrives as a notification showing the merchant, the item and the amount, and nothing goes through until the user approves it. The product is aimed at people who already run personal agents or agent apps and want them to handle real purchases, such as booking a hotel night during a road trip or buying a dress for a wedding. The homepage examples show an agent named openclaw-jane asking to spend $180 at a hotel booking site, with the user able to inspect the merchant, then decline or approve using a chosen Visa card. Each transaction is logged, so the app doubles as a full purchase history of what the agent has bought. A second part of the offering is financial insights. Users can connect bank accounts and cards, choose which accounts an agent may see, and let it analyse spending, track trends and answer questions such as how much was spent on a trip in the last week. Sharing purchase history can also let an agent suggest brands based on stores the user has already shopped at. Access can be disconnected at any time. Setup runs through an agent app or a command line tool. Users can tell their agent to read the Link skill file, or install the open source link-cli package from npm and run its help command. The comparison table on the page lists Link-CLI alongside Muse, Grok Bot and Instinct, with all four supporting agent payments and only Link-CLI offering financial insights. Availability is currently limited to the US, with a waiting list for other regions. Planned additions include finer controls over when an agent may spend without approval and support for newer payment protocols and digital currencies.